How to Consolidate Student Loans?

The rising cost of tuition and other college expenses has steadily increased the amount of debt upon graduation. This increasingly becomes apparent as students approach graduation and lenders begin issuing monthly repayment notices. Combined with an unstable job market, monthly loan repayments can be impossible for many. Although loan consolidation may appear to be a likely option, students must consider both the benefits and...

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How to keep your disposable razor sharp for long

I learned about this little trick 8 months ago and I’ve been using the same razor without ever it ever going dull since then. In my experience brushing the razor against a towel works just as well. Before every shave, I run the blade up and down on a pair of jeans about 20 strokes each direction, then rinse it in really hot water. I shave 2-3 times a week and the blade is as sharp as ever. This also saves a ton of money. ...

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5 Rules to Finance Your University Degree

When you head off to uni it feels like the first real step into adulthood. You choose your own classes, the lecturers don’t know your names or hound you for your homework and can begin to structure your study and your life in a way which really suits you. Unfortunately, part of becoming an adult is paying your own way, and you will notice very quickly that university is a lot more expensive than school, especially when your...

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Should You Go Back to College After Fifty?

Be realistic, what is there to gain from returning to college after fifty? After all, it is 2012 and in fifteen years retirement will be just around the corner. A life of vacations, becoming a master gardener, playing golf; altogether enjoying the life dreamed of since the kids were in high school. One or two of those are accurate statements. However, because the year is 2012 and many will experience retirement in the next fifteen or...

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Complete Change Your Life guide

The Change Your Life guide recently concluded with the post ‘Know your goals‘, but if you missed the 9 posts before it, don’t despair! The Change Your Life guide is available as a PDF for FREE soon to everyone who signed up for the SmartStudent newsletter & updates. You can still sign up by entering your email address in the right sidebar! In the mean time, here is the full listing of all the posts,...

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Change your life: Become better with money

Last time you learned how to dress better, so let’s continue to Step 7. Only 3 more steps left in the series! Become better with money I recently read a great book called the The Richest Man in Babylon that has some central advice in it, start saving! Set aside a percentage of your paycheck into a savings account with preferably a high interest rate. Let it be and don’t touch it. You must do this no matter what. Stop...

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